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Pandawa

OUR WORK

Different Challenges. Thoughtful Solutions.

The solution areas we help design and build, from onboarding and financial platforms to enterprise workflows, core system integration, and public services.

Illustration of three translucent glass phone frames standing on dark pedestals and rising from left to right: the first screen holds stacked form bars with a vertical progress track dotted in cyan, the second shows an identity card with a blank portrait above a face silhouette inside cyan scanning brackets, the third shows a portrait circle, a green pill and a large cyan checkmark badge; one dashed cyan line links the three screens, with warm amber light at the upper left and a faint grid behind.

Financial Services

Digital Onboarding Experience

Long forms and ID uploads on a screen make people quit before they finish. Digital onboarding moves that journey onto the phone, with identity verification whose result is visible right away.

Digital OnboardingIdentity WorkflowAPI Integration
Illustration of three horizontal glass lanes: the top lane carries four case cards with blue pills, the middle lane runs into a cyan-outlined decision diamond with small user, clock and shield tiles beneath it and a signed document at the right edge, and the bottom lane splits in two: a left run of three green-pilled cards ending in a large green checkmark badge, and a right run of three cards carrying amber and red pills.

Enterprise & Public Sector

Enterprise Workflow Platform

Submissions routed through email and spreadsheets lose their trail the moment someone asks where a case stands. A workflow platform keeps every stage, owner, and history in one place.

WorkflowCase ManagementProcess Automation
Dark navy wide-ellipse illustration: at the centre a core system of three glowing translucent database discs resting on a gridded cube, with a four-row ledger strip in front of it where one row glows cyan; six payment-channel tiles orbit around (a card carrying a green checkmark badge, a contactless wave, a QR square, a phone, a bank building and a shield), each joined to the centre by a dashed cyan line, with the line from the card tile drawn solid and brighter.

Financial Services

Connected Payment & Core Systems

A transaction succeeds on the channel while the core system still does not know. API integration connects applications, payment services, and core systems so reconciliation stops being a manual exercise.

APIPayment IntegrationSystem Connectivity
Illustration of a large glass dashboard panel angled from the left and split into three columns: the left column lists six application rows with blue, green and amber pills, the centre shows a cyan semicircular gauge above a bar chart, and the right holds a fingerprint tile carrying a green checkmark badge over profile rows with user, shield and card glyphs; one dashed cyan line links an application row to the gauge and on to the fingerprint tile.

Fintech & Digital Lending

Digital Lending (P2P) Platform

Credit assessments that differ between analysts make decisions hard to defend. A lending platform unites e-KYC, scoring, disbursement, and collections in one auditable flow.

P2P LendingCredit ScoringLoan Management
Illustration of a wide glass panel holding four stage tiles arranged left to right: a stack of documents, a document beneath a magnifier, a rising bar chart with an arrow and a cyan checkmark badge, and a document carrying a green check pill; below them a smaller tile holds a three-segment pie chart and a report sheet, joined by a dashed cyan line dropping from the stage row.

Fintech & Investment

Securities Crowdfunding Platform

A single offering involves dozens of documents, reviews, and parties who must approve. A crowdfunding platform keeps its lifecycle recorded, from submission through periodic reporting.

Securities CrowdfundingInvestor PortalCompliance Workflow
Illustration of a wide glass panel holding four stage tiles arranged left to right: a form of stacked bars with a cyan button, a document folder beneath a magnifier, two officer avatars marked with amber decision glyphs, and a signed service document carrying a green checkmark badge; below that row sits a queue strip of alternating blue and amber ticket pills beside a slim tile with a descending bar chart, with dashed cyan lines running through the four stages.

Government & Public Sector

Public Service Delivery Portal

Applicants return to the counter again and again just to ask where their file stands. A public service portal opens one submission and tracking flow that applicants and officers both see.

Public ServicePermit WorkflowCase TrackingService Analytics

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